While government agencies claim that citizens have no expenses to steal their retirement savings, the fact is that home repairs are very expensive
Often older private citizens have no source of income, other than their savings income
Typically for repairing water leakage, the tiles are broken to trace the pipe which is leaking.
After this the pipe and tiles are replaced.
Typically renovation of a small bathroom will cost Rs 60000 or more and if a person has no savings, it will be difficult to get the repairs done